Know which card to use now

Cashverse helps you choose a card before payment: selected categories, store MCC, limits and budget balance stay in one place.

Categories and limits in one place See which card fits the purchase and how much category limit remains before payment.

Everything before checkout

Categories, MCC codes, limits and budgets stay together. No need to open five banking apps at checkout.

Categories at hand

Save each bank category once. At checkout you see the rate, limit and expiry date.

Checks the store MCC

Find the store and check its MCC. If the category does not match, use another card.

Keeps budget visible

See what is already spent and what remains for today. No spreadsheets or notes.

Reads text and voice

Dictate an expense or categories. Review the preview and apply only correct rows.

More data in PRO

More stores and MCC data, multiple wallets, sync and fast AI input for frequent operations.

Browser and Android

Open Cashverse in a browser or on Android. Categories, stores and budget stay close.

When to open Cashverse

The useful moment is before checkout, while you can still choose another card or payment path.

1At checkout

Check the store, MCC, category and limit. If the selected category does not fit, use another card.

2Before an online order

Check how the bank may classify the purchase: marketplace, delivery, restaurant, pharmacy or online store.

3At month start

Save selected bank categories and limits, so you do not have to open several apps at checkout.

See the actual product

These are real Cashverse screens for merchant search, bank categories and monthly budgeting.

Cashverse merchant search showing Pyaterochka and MCC 5411

Find the merchant

Search shows the MCC, category and confidence before payment.

Monthly bank cashback category in Cashverse

Save bank categories

Keep selected cashback categories on one screen for the whole month.

Cashverse monthly budget and quick expense entry

Track the budget

Monthly budget, daily limit and quick expense entry stay together.

Guides and MCC directory

The blog explains cashback mistakes and card choices. The directory explains MCC codes in plain language.

Blog

Short articles about the situations where cashback is often lost: limits, exclusions and wrong cards.

Open blog

MCC directory

Code, category and meaning: what the bank sees in a purchase and why it changes cashback.

Open MCC guide

Keep your categories in one place

Add your banks, categories and limits. Before payment you will see which card fits this purchase. Final cashback still depends on the actual transaction and bank rules.