Know which card to use now

Cashverse helps you choose a card before payment: selected categories, store MCC, limits and budget balance stay in one place.

Categories and limits in one place See which card fits the purchase and how much category limit remains before payment.

Everything before checkout

Categories, MCC codes, limits and budgets stay together. No need to open five banking apps at checkout.

Categories at hand

Save each bank category once. At checkout you see the rate, limit and expiry date.

Checks the store MCC

Find the store and check its MCC. If the category does not match, use another card.

Keeps budget visible

See what is already spent and what remains for today. No spreadsheets or notes.

Reads text and voice

Dictate an expense or categories. Review the preview and apply only correct rows.

More data in PRO

More stores and MCC data, multiple wallets, sync and fast AI input for frequent operations.

Browser and Android

Open Cashverse in a browser or on Android. Categories, stores and budget stay close.

When to open Cashverse

The useful moment is before checkout, while you can still choose another card or payment path.

1At checkout

Check the store, MCC, category and limit. If the selected category does not fit, use another card.

2Before an online order

Check how the bank may classify the purchase: marketplace, delivery, restaurant, pharmacy or online store.

3At month start

Save selected bank categories and limits, so you do not have to open several apps at checkout.

See the actual product

These are real Cashverse screens for merchant search, bank categories and monthly budgeting.

Cashverse recommends a payment card from the merchant MCC and active categories

Choose the card

Cashverse matches the merchant MCC to active categories and shows the best option before payment.

Selected monthly cashback categories across several banks in Cashverse

Save bank categories

Keep each bank's best rates and active categories on one screen for the whole month.

Cashverse monthly budget, remaining amount and daily spending limit

Track the budget

Spent, remaining balance, daily limit and analytics stay together.

Make the check before you pay

Cashverse brings the two most useful checks into one workflow: the merchant MCC and the cashback rules on your cards.

Compare the cashback rules

Keep rates, monthly limits and exclusions together, then review the card choice before checkout.

See the features

Look up the merchant MCC

Search the merchant, review the code and category, and compare them with the rules set by your bank.

Open Cashverse

Keep your categories in one place

Add your banks, categories and limits. Before payment you will see which card fits this purchase. Final cashback still depends on the actual transaction and bank rules.